Comments for claim 2.03
Safe driving is no accident

Insurance companies ignore one or two speeding convictions.  If there was a correlation between speeding convictions and accident rate we could be sure that the insurance companies would have found it and loaded the premiums of convicted speeders. This is strong evidence that safe drivers are being prosecuted.

Very few insurance companies INCREASE THEIR PREMIUMS for a driver with one SP30. About 1/3rd of insurance companies now do not increase their
premium for a driver with 2 SP30s. In order to verify this claim I telephoned 3 multi-company insurance brokers and asked them about premium loading. You might call that a "straw poll".

If you have 6 points or less be sure to shop around.