Personnaly I am much happier with a credit card and a tenner of cash.

I would rather the crims try to hack my bank account than get koshed over the head. If they hack my account I hope the bank will cough up.
I can replace the uninsured element, my poor head is struggling enough with out a brain injury to recover from!

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Speed limit sign radio interview. TV
Snap Unhappy“It has never been the rule in this country – I hope it never will be - that suspected criminal offences must automatically be the subject of prosecution” He added that there should be a prosecution: “wherever it appears that the offence or the circumstances of its commission is or are of such a character that a prosecution in respect thereof is required in the public interest”
This approach has been endorsed by Attorney General ever since 1951. CPS Code