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PostPosted: Fri Oct 21, 2005 14:43 
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Possibly another thread on this since Paul has quoted on this ,but i can't find it - is so please move.

Another idea to quote you happy from NU

Link to Daily Mail

(Sorry for length, know SS has a link to his page to shorten them , but lost it in a hdd crash, and cant find it)

(link shortened by moderator)

Paul Smith, of the road safety lobby group M4 Protest said: 'I am certainly worried about the civil liberties aspects. We don't want the police being able to take these boxes and use the data for other purposes.'
(Almost got your title right Paul-)

Paul - could this be the opening the pay per mile lobby want??
Motorists volunteer to have these ( or are blackmailed into having them )fitted this year and next year we see an "extension" of the idea from pay per mile insurance to pay pwer mile motering??


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PostPosted: Fri Oct 21, 2005 15:08 
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To make a short link you can click the URL button on the top right of the posting page - make it like this: [ url = http://whatever ] some text here [ /url ] and it will work nicely.

Anyway, on the subject, I can't really believe that most people will save money. The premium is based on the average driver, and since this costs more to administer the truly average driver will surely pay more.

The example was quite good, somebody who wants to own a newer car but drive it very little should save money. Frankly if I were him I would get an older car and insure it 3rd party, but ho hum!

Gareth


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PostPosted: Fri Oct 21, 2005 15:23 
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Thanks , G_attril - third time i've saved i the shortcut - lost it twice since.


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PostPosted: Fri Oct 21, 2005 16:51 
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Drivers can be charged as little as 6p a mile between 6am and 11pm, because accidents are less likely during the day. At night, however, the charge rockets to £1 a mile. There is also a fixed monthly charge to cover theft and damage while the car is stationary.


At the moment, we pay £313 fully comp and our average annual mileage is estimated at 10,000 miles.

If we moved over to this scheme, then 6p per mile (assuming we never drove at night) would mean that our policy cost would rise to £600 per annum, and that's before they slap on the extra "fixed monthly charge" to cover the cost of theft & damage cover.

Why on earth would I want to take them up on this ridiculous offer?

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Last edited by Gixxer on Fri Oct 21, 2005 16:57, edited 1 time in total.

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PostPosted: Fri Oct 21, 2005 16:54 
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Looking at this from point of the pay per mile brigade.
First insurance companies get people used to idea of paying per mile for insurance -

How soon before the Govt persuades all insurance companies to adopt this idea, then like the domino effect we get road pricing sliding in by the back door

You may not want the idea, but if they can convince firms its cheaper (and provide them with vehicle tracking) we may have no choice.

Look at the parallel with cameras - first as safety idea - now as a nationwide cash converter scheme for the pratnerships and the government.

Then as Paul said - whats to stop the police/pratnership demanding the data or sifting through the data ---get rid ot the cameras - don't need them - put a flag on the speed in the software, link it to a GPS map of the uk and condemned out of your own mouth for speeding - your car then turns queens evidence.---1984 comes sooner than you think.


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PostPosted: Fri Oct 21, 2005 17:14 
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botach wrote:
How soon before the Govt persuades all insurance companies to adopt this idea, then like the domino effect we get road pricing sliding in by the back door

You may not want the idea, but if they can convince firms its cheaper (and provide them with vehicle tracking) we may have no choice.

I'd guess that because the insurance market is so cutthroat and such an idea would be sufficiently unpopular that it could give any one company willing to continue "traditional" insurance a massive slice of the business. The govt would have to make it compulsary - and I'd guess that it's not a vote-winner!

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PostPosted: Fri Oct 21, 2005 17:30 
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pogo wrote:
The govt would have to make it compulsary - and I'd guess that it's not a vote-winner!

I'm dead against the idea of road pricing. But look how much of a vote loser cameras are, and tell me that the motorist will take a stand - the biggest weapon in the Governments armoury is the knowledge that the British Motorist is apathetic - the only time in the past few years that Tone and Co got their fingers burned was when the farmers and the hauliers united, and even then most car owners fought each other for the last drop of petrol - the school run brigade emptying the pumps by buying a years supply ant time they could.


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PostPosted: Sat Oct 22, 2005 04:06 
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botach wrote:
Thanks , G_attril - third time i've saved i the shortcut - lost it twice since.


Hover your mouse pointer over the URL button above the text area for editing your message and it tells you how to do it ;)

Anyway, I would refuse to have any kind of GPS based tracking device and know how to stop them working. These road pricing ideas don't worry me because I can't see how they could make it happen.

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PostPosted: Sat Oct 22, 2005 14:04 
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Ziltro wrote:
I would refuse to have any kind of GPS based tracking device and know how to stop them working. These road pricing ideas don't worry me because I can't see how they could make it happen.


I like your attitude Ziltro, keep talking, I'm listening.

Best wishes all,
Dave.


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PostPosted: Sat Oct 22, 2005 19:28 
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Likewise , i have the technical knowhow to defeat them, but we need the political backbone to kick these ideas into the next universe, not the touchline.


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PostPosted: Sat Oct 22, 2005 19:40 
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botach wrote:
but we need the political backbone to kick these ideas into the next universe

No we don't.

I want this to become law, because I will make a shed load of money off of the folk who don't have the technical know how to disable such crap :lol:

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PostPosted: Mon Oct 24, 2005 22:23 
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Gixer - being a nice bloke with a lot of techie knowhow - i'l probably spend a lot of time finding ways to defeat them for daughters/ daughters/ daughter in law/ son in law and unckle tom cobley and all all for somat to do. Be happpier if the deputy pm had one fitted to his briefcase


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PostPosted: Mon Oct 24, 2005 23:20 
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I admire you Botach.....but I personally see it as taking money from the man and putting it in my own pocket instead (which makes a nice change ;) )

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