Ernest Marsh wrote:
fisherman wrote:
If there are 3 people who could have been driving on the day, name all three and set out what you have done to try to find out which one it was.
Points are far from inevitable as long as you make genuine efforts to ID the driver.
Its extremely unlikely they will proceed with both charges.
I don't know your personal circumstances and am NOT accusing you of anything but you need to be aware that a car registered in a parents name but driven by children is likely to arouse suspicion about an insurance offence. ie getting cheap insurance by naming an older person as the main driver when that is not the case.
While I agree with what you have said, I think in this instance, the OP states it is a show car - and as such, this would appear to be a valid reason to have the vehicle insured in this manner - i.e. it may well only be driven at weekends to and from events.
Another aspect to this is that no matter what the set up, the
risk to the insurance company is the same - unless they have more than one accident!
My wife has always been a named driver on both our cars, and has made one claim in 15 years - our ONLY claim in all the time of our joint insurance history.
A son/daughter driving their parents vehicle under the same circumstances ie on a shared mileage rather than shared time should be acceptable... unless profit is their only motive!
My wife and my older children are insured to drive my car and I am insured to drive
theirs . My kids have cars insured in their own names. I help out with the premiums as they are still students. But the cars are insured in their names and I pay like the Mad Doc pays for his three young drivers.
I would do as fisherman says... name all who might have been driving and let them prove who was if you honestly cannot remember.
That's part of the problem with automated enforcement of speeding laws.

It relies too much on human integrity.
(Research has shown that innocent babies can con you with deliberate attention seeking cries

and reward you with pleased gurgles when you cuddle them

(Mine always deposited baby sick on me. Par for the course

My customers gob on me.. my kids likewise

)
It also relies on record keeping and people don't keep records if they swap drivers on long drives.
Can your Mum prove she was away from home at the time? Receipts .. photos if on holiday.. all of these can prove her innocence of the speeding charge and being unaware who was driving her car at the time.