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 Post subject: Expired Convictions
PostPosted: Thu Feb 24, 2011 12:51 
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How, for the purpose of insurance quotations, can I find the history of my convictions? My new licence only covers the last three years and is clean but I am not sure of the previous two years which the insurers consider relevant.

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 Post subject: Re: Expired Convictions
PostPosted: Thu Feb 24, 2011 13:04 
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Interesting question. You don't have your own records of events - no notes or copies of old licences etc ? Old insurance docs to show transactions (receipts etc), or bank accounts for payments to appropriate authorities ? Possibly contacting the DVLA and /or Police who must have some record, I would have thought ought to do it.
Failing that stating to the ins co that an older conviction might still be within the 4/5yr reference will then cover you for ins purposes, but I appreciate they will likely want details.

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 Post subject: Re: Expired Convictions
PostPosted: Thu Feb 24, 2011 13:05 
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I think the expectation is that you should keep a record of convictions in the same way as you would be expected to with accidents and claims.

Have you had so many convictions that you've lost count? ;)

I still remember my one and only conviction from just over 30 years ago very clearly :twisted:

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 Post subject: Re: Expired Convictions
PostPosted: Thu Feb 24, 2011 15:42 
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I do not know about your insurance company, but mine shows all claims and convictions reported to them on each renewal.
I also keep that info.

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 Post subject: Re: Expired Convictions
PostPosted: Thu Feb 24, 2011 16:42 
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PeterE wrote:
I still remember my one and only conviction from just over 30 years ago very clearly :twisted:

Just two. But one of them was more than three years ago but possibly less than five.

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 Post subject: Re: Expired Convictions
PostPosted: Thu Feb 24, 2011 16:57 
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On a related point, I have had a couple of windscreen repairs (not replacements) done on insurance. These have to be declared on, for example, Confused.com when searching for quotes but...

I can't remember the exact dates when I had the windscreen fixed. What should I do? Conveniently forget about these small claims?

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 Post subject: Re: Expired Convictions
PostPosted: Thu Feb 24, 2011 18:53 
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malcolmw wrote:
On a related point, I have had a couple of windscreen repairs (not replacements) done on insurance. These have to be declared on, for example, Confused.com when searching for quotes but...

I can't remember the exact dates when I had the windscreen fixed. What should I do? Conveniently forget about these small claims?

I tend to remember the month of the claim and choose a day in the middle of the month as the claim date.


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 Post subject: Re: Expired Convictions
PostPosted: Thu Feb 24, 2011 19:27 
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dcbwhaley wrote:
How, for the purpose of insurance quotations, can I find the history of my convictions? My new licence only covers the last three years and is clean but I am not sure of the previous two years which the insurers consider relevant.
I might be in a minority Dave but I've got every bank statement going back to ~1977 when I went from wage packets to being forced to open a bank account they can use.

I know many people do the sensible thing by trashing them after a while, unlike me :oops: but maybe it pays dividends after all.

Thanks for highlighting this btw. One never knows when one is going to need this info in these times sadly...

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 Post subject: Re: Expired Convictions
PostPosted: Thu Feb 24, 2011 19:37 
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theboxers wrote:
I tend to remember the month of the claim and choose a day in the middle of the month as the claim date.

That's what I've done if I don't know exactly.

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 Post subject: Re: Expired Convictions
PostPosted: Fri Feb 25, 2011 02:02 
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PeterE wrote:
theboxers wrote:
I tend to remember the month of the claim and choose a day in the middle of the month as the claim date.

That's what I've done if I don't know exactly.


Which, technically, is withholding information and could render your policy invalid.

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