Safe Speed Forums

I'm a car enthusiast and I'm starting to build up quite a collection of rare Japanese imports ranging from group 14 to group 18. What is the best way to insure four (or more) cars? I'm in my mid thirties and living in a reasonably good area, but it's still going to cost me over £500 per car and some of them aren't worth much more than that.

I know that the UK law only requires that the driver should have insurance, but the insurance companies have perverted this into a system where you seem to need a separate policy for each car. Obviously I can only drive one car at a time, while the rest remain in the garage. If I am already insuring myself to drive a group 18 car, why should I need additional insurance to drive a group 14 one?

The policies that I have had in the past contain clauses to allow me to drive other cars but they always have a condition that the cars must belong to someone else or the registered keeper must have a policy on the car.

I've currently have limited mileage policies, and I've been told that I can't get any sort of classic car policy on Japanese imports.

Should I be looking for fleet insurance, a motor dealer policy, or something like that? I'm not looking for any dubious schemes that might open up the possibility of me being uninsured. Just simple third-party insurance for me as a driver to meet the legal requirements.

Admiral multicar ---or that's what I thought the Parrot was screaming. In the absence of replies I'd be tempted to pose that same question on
PISTONHEADS

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lets bring sanity back to speed limits.
Drivers are like donkeys -they respond best to a carrot, not a stick .Road safety experts are like Asses - best kept covered up ,or sat on

I have been through the same search as you. I had 4 cars: one jap import, 2 deltas and an old triumph. I couldn't find a single policy that would put the whole lot on. I started with the 2 deltas on a modern classic policy which was expensive and low mileage limits, the import on everyday insurance as it was the car I used the most and the classic on an unlimited mileage classic (car was pre 1972).

Try Aon (01252 768000) as they have a private clients service which will find you something. They insured 3 cars for me, unlimited mileage on one car and 10k between the other 2 for £1700. The mileage didn't seem to make much difference so I expect it will be fine for higher miles. They gave me 4 years extra ncd for each of the extra 2 cars as I already had 8 years on my main car. You can only use one lot of ncd with each car (a right pain) unless you go for a collectible policy. They talk to insurers directly and get them to underwrite specific risks so you have a better chance of them finding something and negotiating a good deal.

Another japanese import specialist insurer is A Plan and they're recommended on the GTR forum. Adrian Flux is another possible.

With japanese imports you are pretty much restricted to specialist brokers rather than the run of the mill insurers. Tradex also do a multi car plan but that was even more than Aon charged (£2k+) Primo do one but they don't touch imports or modified. I don't think Admiral touch modifieds either. You should be looking for home fleet policies. Zurich do one and do japanese imports but the combined worth of the cars must be more than £35k.

if two or more are classic cars (over 15 yers old) you should be able to get a multi car classic policy

or try Adrian Flux 01533 845 930 or any one on the list on this page http://www.brmmbrmm.com/clientph/brmm4. ... cument&INS

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Speed limit sign radio interview. TV Snap Unhappy
“It has never been the rule in this country – I hope it never will be - that suspected criminal offences must automatically be the subject of prosecution” He added that there should be a prosecution: “wherever it appears that the offence or the circumstances of its commission is or are of such a character that a prosecution in respect thereof is required in the public interest”
This approach has been endorsed by Attorney General ever since 1951. CPS Code