I'm sorry that I missed this post, it would have interested me a great deal. As a occasional listener of LBC & Nick Ferrari, I have also thought for some time that: (and I'm being polite here) that the insurance companies are "taking the Pith" because we motorists HAVE to have insurance by law! You can if you wish not insure your property, life,holiday etc........or you may not. But no car or bike insurance and the full weight of the law will be reigned against you. .......and they know that and are screwing us blind, possibly with Government support because they want us out of our cars. Less cars, less need for road works, it all means that they can spend less in the future. whilst at the same time jacking up the fuel esculator to make up the loss of tax revenue.....
Of course this would be bearable if we had an efficient well run, modern transport system that could; be there, at the right time, at the right price, to be usable by everyone..........
Oh Noooooo! That too is "privatised" which means that has the cost of using private cars is jacked up! A "business opportunity" is created for the operators to increase their fares! A nationalised railway or bus(for instance) could have had it's fares controlled by the government during time of national stress.
Apart from walking to work (if you can find it), be it 1 mile or 15+ miles, I just don't know where we are going..........except "down" of course.

Re nationalise public transport now! Take control of this farce that is bound to fail. In the whole of Europe there is only one country that has NOT suffered a recession and that is Poland. Why? Because they have not yet sold off their nationalised industries and transport and are therefore more stable. For whatever reason, the demented new leader is planning to "privatise everything".........God help them in a few years time!