Safe Speed Forums

It wouldn't be advisable for him to get classic car insurance since you don't build up NCB, are limited in milage, charge extra for commuting(if allowed), and often require it to be garaged and not his only vehicle. Plus it is probably as expensive as normal insurance. Some companies do provide classic insurance for any age but only for the most sluggish of vehicles.

However some specialist insurers do very competetive rates for older vehicles on a 'normal policy', and even the high street insurers seem cheaper on older vehicles.

I was accruing NCB and using my Pontiac daily with no limitations on mileage.

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What makes you think I'm drunk officer, have I got a fat bird with me?

Who was that with? Is it transferable? How much was it? I.e "Proper" classic insurance can usually be obtained for around £150 and doesn't seem to vary a great deal even if it's a big, powerful car. I'd be very interested in giving them a call........ I've never known anyone offer NCB on a classic policy.

Cheers

I can't remember the company now unfortunately Capri, but they were in the back of an american car mag that I found in the boot of my Pontiac Firebird when I bought it a couple of years ago.

I was paying £175 for fully comp cover on a 5 litre V8 1988 Pontiac FireBird.
Mileage was the standard 10,000 that you normally get quoted for on any policy and I also had 3rd party cover on other vehicles.

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What makes you think I'm drunk officer, have I got a fat bird with me?

Doh!

Oh well, we got him one, 1.2 60S. £1000 on an R plate, 6 months warranty and a years MOT. Genuine 1 lady owner, 57K on the clock absolutely tidy throughout, no dinks, dints or rust, new cambelt and rocker gasket just done.
Done the insurance through Direct Line so he can start building NCB, but get this.. Did the quote online (£1380 ) yet when we rang up to get a paper DD mandate they managed to knock it down to £1170. How the heck do they do that????

make sure he has a Liverpool sticker front and rear ill sneeze as he goes by

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now retired

The undisputed heavyweight champion of first cars is the VW Polo mk4. Faultlessly reliable, solid, safe, cheap to run, holds its value, stays looking good and doesn't have an image problem.

I know several people that have owned Polos and have never heard a bad word said. The motoring press rate them just as highly.

The only drawback is that everyone knows how good these cars are, and second-hand prices reflect this, but the extra initial outlay is money well spent.

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“For every complex problem, there is a solution that is simple, neat, and wrong.” - H. L. Mencken

I used to drive one of them, it was the second car I drove regularly. (didn't own it though) Nice gear box. (compared to the few other cars I've been in anyway)

I remember it had had two problems, one was a misfire or some other such petrol engine related issue, and the other was the imobiliser... was living up to it's name... but those both got fixed easily.
Other than that nothing wrong with it at all.

It was, and still is a nice car. Not too powerful, but certainly powerful enough.

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Andrew.

At some friends house they were discussing car insurance, and how much it cost for their 18 year old that is going to University this year. He has got his licence, but what to drive?

They have a 7 year old Peugeot 406 Estate, but putting him into that was extortionate, so they investigated the costs for their classic fun car - an MGB, and it was half the cost!

Something is a bit screwed here - the inexperienced driver costs half as much to drive an old rear wheel drive sports car that they can fishtail just getting it out of their street (that one with the slippery surface and chicanes from another thread), than he does for driving a relatively modern car with poorer acceleration and safety features such as ABS, Airbags etc.

Needless to say he drives the MGB, and all his mates are jealous!

Well, my insurance for a 1.3 Ka is £2585... I'm 17 years old... The car is worth something like £2300 according to the insurance company...

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Mike

Something large and slow might be best - a big old Volvo with lots of space in the back for carting motorbikes and drum kits around, and plenty of heavy iron up front if things go wrong. They are also great for trips to the beach and for storing mountain climbing or skiing equipment. A Ford Granada or Scorpio Station Wagon is a decent alternative.

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I stole this .sig

I wouldn’t recommend the Pontiac FireBird for a new driver – they are poor at corners, heavy on gas and there is not much room for carrying stuff back from the hardware store. An Oldsmobile Station Wagon would be better. You can’t reach high speeds so the cornering doesn’t matter. They come in an attractive ‘fake wood’ wallpaper finish.

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I stole this .sig

I wasn't recommending it for a new driver, I was answering Capri's question about how much I was paying for insurance, and what the vehicle in question was.


Only over a ton, keep it below and you can make them go around corners in a reasonably controlled manner.


If the price of fuel is a concern, then you wouldn't be considering a V8 to start with.

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What makes you think I'm drunk officer, have I got a fat bird with me?